Bankruptcy /
Debt Relief
Berman Law will analyze the amount and nature of the debts owed by the debtor to determine the best remedy for the debtor's financial problems and will advise the debtor of the relief available under both chapter 7 and chapter 13 of the Bankruptcy Code, and of the advisability of proceeding under each chapter as well as other debt relief remedies available.
If we determine that bankruptcy isn’t the answer for you, we’ll negotiate with your creditors to dramatically lower your debt levels and monthly payments. Our goal is to save you the most possible money and to get you debt free in the shortest amount of time.
If we determine that Bankruptcy is the answer we will:
- Assemble the information and data necessary to prepare the chapter 7 forms for filing.
- Prepare the petitions, schedules, statements and other chapter 7 forms for filing with the bankruptcy court.
- Assist the debtor in arranging his or her assets so as to enable the debtor to retain as many of the assets as possible after the chapter 7 case.
- Filing the chapter 7 petitions, schedules, statements and other forms with the bankruptcy court, and, if necessary, will notify certain creditors of the commencement of the case.
- If necessary, assist the debtor to reaffirm certain debts, redeem personal property, set aside mortgages or liens against exempt property, and otherwise carry out the matters set forth in the debtor's statement of intention.
- Attend the meeting of creditors with the debtor and appear with the debtor at any other hearings that may be held in the case.
- If necessary, prepare and file amended schedules, statements, and other documents with the bankruptcy court in order to protect the rights of the debtor.
- If necessary, assist the debtor in overcoming obstacles that may arise to the granting of a chapter 7 discharge.